Making your purchase comes with loads of difficulties. Our price offering, although affordable, can rise to hundreds of thousands. And this makes it impossible for you to make an outright purchase. While you can avoid making that dream purchase, at Lerouge-yachts, you do not have to. We offer financing services that allow you to make your purchase.
We partner with a wide range of lenders within the Australian market. In turn, we connect you to them through our seamless process. You can apply for a particular sum. Upon approval, you get the sum and commit to repayment over a specified period.
At Lerouge-yachts, we comprise a team of brokers. Our team have considerable experience attending to the boat needs of individuals across Australia. We proceed to identify your financial needs. We then assess your financial capacity. We achieve this through a thorough consultation with you. Then, we connect you to a willing lender who furnishes the purchase cost.
In return, all you need to do is commit to a repayment schedule. Then upon the completion of the payment. Your ownership right becomes free of every sort of encumbrances for your sole benefit.
Choosing to finance the purchase of your yacht comes with so many advantages. These advantages include:
With a financing option, you can enjoy financial stability. You do not have to expend all your finances on a single purchase and get yourself into a dire financial situation. Now you can retain your cash and maintain your financial stability. Yet, you get access to your desired yacht.
With a financing option, you can enjoy financial flexibility. Now, you can make multiple purchases with your limited finance. Then, spread the repayment across a length that is convenient for you.
With a financing option, you also get timely access to your desired yacht. You do not have to save years before getting your yacht. Now you can get your yacht then pay just as if you are saving. Only that this time, you are already taking that much-needed sail across the sea.
Available Financing Option
At Lerouge-yachts, we provide two primary financing options. They are:
We offer the secured loan option where we connect you with lenders who provide the cost price of the yacht. In return, you commit to a repayment schedule that supports your financial convenience. Then, upon the release of the funds and purchase of the yachts, you enter into a mortgage agreement with the lender. In this case, you use the yacht as the subject of the mortgage agreement.
Then upon your full repayment, your ownership right becomes free of any external right. Typically, with this option, you get a lower interest rate due to the reduced risk that the lender bears.
We offer the unsecured loan option where we connect you with lenders who provide the cost price of the yacht. In return, you commit to a repayment schedule that supports your financial convenience. In this case, you gain ownership free of any external rights immediately.
However, as it is unsecured, you tend to pay a higher sum in interest compared to the secured loan option.
Why Choose Us
We are committed to ensuring that you have a wonderful experience financing your new and used yachts. We bring convenience through the following.
Our lending process is fast and seamless. We eliminate unnecessary delays and ensure you get fast access to the funds you need for your purchase. All you need to do is contact us to get started.
We offer a wide range of lenders which allows us to attend to your every need. As such, regardless of your intended purchase or credit rating, we commit ourselves to ensure we find the best fit for you.
Our interest rates are industry-leading. We ensure that the cost of the loan is competitive and affordable.
Our financing service is provided to ensure you enjoy a personalised feel. We consult thoroughly with you to understand your needs, your financial position, and how to make your boat needs a reality.
Just in case you are in doubt if you can afford to finance your yacht purchase, we have our finance calculator that can help you. Our finance calculator helps you to determine your potential monthly repayment obligation over a specified period. This way, you can decide whether or not your intended loan is affordable.
All you have to do is fill in the field below. The loan amount represents the specific sum you intend to purchase. The loan term represents how long you want the loan agreement to span for. Then, the interest rate represents the cost of the loan, which differs based on lenders and your preferred financing option.
Once you do this, you can get an estimate of your obligations and determine if the loan comes off as affordable.
In case you want to make a yacht purchase, new or used, Lerouge-yacht is available to help. You can reach out to us for any inquiries regarding our insurance offering. We look forward to hearing from you.